Ready-made, affordable AML/CTF programs for Australian businesses that need a practical, audit-ready starting point.
AUSTRAC TRANCHE 2
Who needs this?
If your business is entering AUSTRAC Tranche 2, GetAML gives you a structured starting point.
| 🟢 Accountants & bookkeepers | 🟢 Lawyers & conveyancers |
| 🟢 Real estate agents | 🟢 Financial advisers & planners |
| 🟢 Mortgage brokers | 🟢 Dealers in precious metals & stones |
| 🟢 Trust & company service providers | 🟢 Certain virtual asset service providers. |
WHY YOU NEED THIS
Your business needs a compliance program
From 1 July 2026, thousands of Australian professional services businesses must have a written AML/CTF program that meets AUSTRAC requirements.
01
It's Now the Law
Tranche 2 extends AML/CTF obligations to accountants, lawyers, real estate agents, financial advisers and more. AUSTRAC estimates over 80,000 new reporting entities will be captured.
02
Protect Your Business
AUSTRAC has issued penalties in the hundreds of millions against major institutions. A documented, approved AML/CTF program is your evidence of good faith and proper controls.
03
Be Ready from Day 1
Our programs include registers, checklists, training records and an evidence index — everything AUSTRAC looks for in a review, organised and ready to present.
The AUSTRAC compliance timeline
These are the dates that matter. Miss them and you risk serious penalties — including civil enforcement action from AUSTRAC.
| Key dates | Key actions |
|---|---|
| 31 Mar 2026 | AUSTRAC enrolment opens for Tranche 2 entities Businesses must formally enrol with AUSTRAC before providing designated services after 1 July 2026. You will need your completed AML/CTF program to enrol — have it ready. |
| 1 Jul 2026 | Hard DeadlineAML/CTF obligations commence for all Tranche 2 entities From this date you must have an approved AML/CTF program, have completed customer due diligence processes, appointed a compliance officer, and be ready to report to AUSTRAC. There are no extensions. |
| 29 Jul 2026 | Final Deadline Last day to enrol with AUSTRAC New reporting entities must enrol within 28 days of commencing a designated service. Missing this deadline exposes your business to criminal penalties and enforcement action. |
| Ongoing | Annual compliance reporting & 3-year independent review Once enrolled, you must submit an annual AML/CTF compliance report to AUSTRAC each year, and arrange an independent review of your program at least every three years. |
Enrolment opened 31st March 2026. Do not leave your AML/CTF program until the last minute.
PLANS & PRICING
Choose the program that fits your business
One-time purchase. Everything included. No subscription, no lock-in, no hidden fees. Delivered as editable Word documents.
Small Business AML/CTF Program
For businesses with 1–15 staff
$895
AUD · one-off payment · instant digital delivery
63 documents across 8 modules
Medium Business AML/CTF Program
For businesses with 16–100 staff
$1295
AUD · one-off payment · Instant digital delivery
85 documents across 9 modules
HOW WE COMPARE
Why smart businesses choose GetAML
Don't pay consultant fees. Don't cobble it together yourself. There's a smarter way to get compliant before the deadline.
| What you get | Compliance Consultant | DIY (build from scratch) | GetAML |
|---|---|---|---|
| Program cost | $5,000 – $20,000+ | $0 — but 100+ hrs of your time | $895 or $1295 AUD |
| Turnaround time | 4 – 12 weeks | Whenever you figure it out | Instant delivery |
| Done for you | ✓ | ✗ | ✓ |
| AUSTRAC-aligned | Usually | Unlikely | ✓ Tranche 2 ready |
| All modules included | Depends on scope | You build each one | ✓ 63–85 documents |
| 12-week implementation guide | Sometimes | ✗ | ✓ Included |
| You own everything | Sometimes | ✓ | ✓ |
* Consultant pricing based on Australian compliance market averages.
IMPLEMENTATION PLAN
What's included
Everything is provided in editable format so you can adapt it to your business.
Implementation guides
A step-by-step 12-week rollout plan that walks you through setting up your program in the right order — no compliance background needed.
Policies
Pre-written policies covering risk appetite, customer due diligence, and reporting obligations. Mostly done for you — just tailor the details to your business.
Procedures
Practical, plain-English procedures your staff can actually follow. Covers onboarding, ongoing monitoring, and how to handle suspicious activity.
Forms & Checklists
Ready-to-use forms for customer verification, risk assessments, and due diligence checks — so nothing gets missed and everything is documented.
Registers
Pre-built registers for customers, politically exposed persons (PEPs), transactions, and training records. Exactly what AUSTRAC looks for in a review.
Training documents
Staff training materials included and ready to deliver. Tick the box on your training obligations from day one.