AUSTRAC Tranche 2 — Obligations commence 1 July 2026
Your complete AML/CTF program. Ready in minutes.
No consultant fees. No guesswork. A complete, audit-ready compliance program built for Australian Tranche 2 businesses — delivered instantly.
✅Instant digital delivery
✅Audit-ready — policies, procedures, registers & more
✅12-week implementation roadmap included
✅AUD pricing — one-off, no subscription
Countdown clock
KEY DATES & DEADLINES
The AUSTRAC compliance timeline
These are the dates that matter. Miss them and you risk serious penalties — including civil enforcement action from AUSTRAC.
| Key dates | Key actions |
|---|---|
| 31 Mar 2026 | AUSTRAC enrolment opens for Tranche 2 entities Businesses must formally enrol with AUSTRAC before providing designated services after 1 July 2026. You will need your completed AML/CTF program to enrol — have it ready. |
| 1 Jul 2026 | Hard DeadlineAML/CTF obligations commence for all Tranche 2 entities From this date you must have an approved AML/CTF program, have completed customer due diligence processes, appointed a compliance officer, and be ready to report to AUSTRAC. There are no extensions. |
| 29 Jul 2026 | Final Deadline Last day to enrol with AUSTRAC New reporting entities must enrol within 28 days of commencing a designated service. Missing this deadline exposes your business to criminal penalties and enforcement action. |
| Ongoing | Annual compliance reporting & 3-year independent review Once enrolled, you must submit an annual AML/CTF compliance report to AUSTRAC each year, and arrange an independent review of your program at least every three years. |
Why smart businesses choose GetAML
Don't pay consultant fees. Don't cobble it together yourself. There's a smarter way to get compliant before the deadline.
| What you get | Compliance Consultant | DIY (build from scratch) | GetAML |
|---|---|---|---|
| Program cost | $5,000 – $20,000+ | $0 — but 100+ hrs of your time | $899 or $1,495 AUD |
| Turnaround time | 4 – 12 weeks | Whenever you figure it out | Instant delivery |
| Done for you | ✓ | ✗ | ✓ |
| AUSTRAC-aligned | Usually | Unlikely | ✓ Tranche 2 ready |
| All modules included | Depends on scope | You build each one | ✓ 63–85 documents |
| 12-week implementation guide | Sometimes | ✗ | ✓ Included |
| You own everything | Sometimes | ✓ | ✓ |
* Consultant pricing based on Australian compliance market averages.
Consultants charge $15,000. We charge $899.
Same compliance outcome. Complete documentation. Delivered instantly. Yours forever.
01 — WHY YOU NEED THIS
Your business needs a compliance program
From 1 July 2026, thousands of Australian professional services businesses must have a written, AUSTRAC-approved AML/CTF program.
01
It's Now the Law
Tranche 2 extends AML/CTF obligations to accountants, lawyers, real estate agents, financial advisers and more. AUSTRAC estimates over 80,000 new reporting entities will be captured.
02
Protect Your Business
AUSTRAC has issued penalties in the hundreds of millions against major institutions. A documented, approved AML/CTF program is your evidence of good faith and proper controls.
03
Be Audit-Ready from Day 1
Our programs include registers, checklists, training records and an evidence index — everything AUSTRAC looks for in a review, organised and ready to present.
02 — PLANS & PRICING
Simple, honest pricing
One-time purchase. Everything included. No subscription, no lock-in, no hidden fees. Delivered as editable Word documents.
Small Business Program
Small Business AML/CTF Program
For businesses with 1–15 staff
$899
AUD · one-off payment
Instant digital delivery
63 documents across 8 modules
Most Comprehensive
Medium Business AML/CTF Program
For businesses with 16–100 staff
$1,495
AUD · one-off payment
Instant digital delivery
85 documents across 9 modules
03 — IMPLEMENTATION PLAN
Your 12-week rollout plan
Every program includes a detailed 12-week implementation roadmap. Here's what it looks like — from purchase to fully compliant and audit-ready.
Phase 1 — Foundation (Weeks 1–4)
Week 1
Unpack & Orient
Week 2
Risk Assessment
Week 3-4
Customize Core Policies
Phase 2 — Build (Weeks 5–8)
Weeks 5–6
Customise Procedures
Week 7
Set Up Registers & Forms
Week 8
Enrol with AUSTRAC
Phase 3 — Embed & Verify (Weeks 9–12)
Week 9
Staff Training
Weeks 10–11
Test Your Systems
Week 12
Go Live & Verify
04 — AUSTRAC TRANCHE 2
Does this apply to you?
Australia's AML/CTF Amendment Act 2024 brings thousands of professional service businesses under AUSTRAC's compliance framework for the first time from 1 July 2026.
Key obligations once enrolled
- Suspicious matters: report within 3 business days (24 hrs for terrorism)
- Threshold transactions: $10,000+ reported within 10 business days
- Records must be retained for 7 years
- Independent review of your program at least every 3 years
- Annual compliance report submitted to AUSTRAC
Who must comply from 1 July 2026?
- Accountants & bookkeepers
- Lawyers & conveyancers
- Real estate agents
- Financial advisers & planners
- Mortgage brokers
- Dealers in precious metals & stones
- Trust & company service providers
- Certain virtual asset service providers
05 — GET STARTED
Ready to get compliant.
Get your complete AML/CTF program today. Instant delivery. No consultants. No hassle. You have until 1 July 2026 — but the sooner you start, the smoother your rollout.